.terms-container{min-height:calc(100vh - 200px);background:#f8fafc;padding:2rem 0}.terms-content{max-width:800px;margin:6rem auto 0;padding:0 1.5rem;background:#fff;border-radius:12px;box-shadow:0 4px 20px rgba(0,31,63,.08);overflow:hidden}.terms-header{background:linear-gradient(135deg,#001f3f,#002a5a);color:#fff;padding:3rem 2rem;text-align:center;position:relative;margin-top:2rem;border-radius:1rem;z-index:1}.terms-header h1{font-size:clamp(2rem,4vw,2.75rem);font-weight:700;margin:0 0 1rem;letter-spacing:-.025em}.last-updated{font-size:1rem;color:#ffd046;margin:0;font-weight:500}.terms-intro{padding:2rem;background:#f8fafc;border-bottom:1px solid #e2e8f0}.terms-intro p{font-size:1.1rem;line-height:1.7;color:#475569;text-align:center;max-width:700px;margin:0 auto}.terms-sections{padding:2rem}.terms-section{margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid #f1f5f9}.terms-section:last-child{border-bottom:none;margin-bottom:0}.terms-section h2{color:#001f3f;font-size:1.4rem;font-weight:600;margin:0 0 1rem;position:relative;padding-left:1rem}.terms-section h2:before{content:"";position:absolute;left:0;top:50%;transform:translateY(-50%);width:4px;height:60%;background:#ffd046;border-radius:2px}.terms-section p{color:#475569;font-size:1rem;line-height:1.7;margin:0 0 1rem}.terms-section p:last-child{margin-bottom:0}.terms-section ul{margin:1rem 0;padding-left:2rem}.terms-section li{color:#475569;font-size:1rem;line-height:1.7;margin-bottom:.5rem;position:relative}.terms-section li::marker{color:#ffd046}.terms-section a{color:#001f3f;text-decoration:none;font-weight:500;border-bottom:1px solid transparent;transition:all .3s ease}.terms-section a:hover{color:#ffd046;border-bottom-color:#ffd046}.terms-navigation{background:#f8fafc;padding:1.5rem 2rem;border-top:1px solid #e2e8f0;margin-bottom:2rem;border-radius:1rem}.nav-links{display:flex;flex-wrap:wrap;gap:1rem;justify-content:center}.nav-link{color:#001f3f;text-decoration:none;font-weight:500;padding:.5rem 1rem;border-radius:6px;border:1px solid #e2e8f0;background:#fff;transition:all .3s ease;display:inline-flex;align-items:center;gap:.5rem}.nav-link:hover{background:#001f3f;border-color:#001f3f;color:#fff;transform:translateY(-1px)}@media (max-width:768px){.terms-container{padding:1rem 0}.terms-content{margin:0 1rem;border-radius:8px}.terms-header{padding:2rem 1.5rem}.terms-intro,.terms-sections{padding:1.5rem}.terms-section{margin-bottom:1.5rem;padding-bottom:1rem}.terms-section h2{font-size:1.25rem;margin-bottom:.75rem}.terms-section li,.terms-section p{font-size:.95rem}.terms-navigation{padding:1.5rem}.nav-links{flex-direction:column;align-items:center;gap:.75rem}.nav-link{width:100%;max-width:250px;justify-content:center}}@media (max-width:480px){.terms-header h1{font-size:1.75rem}.terms-intro p{font-size:1rem}.terms-section h2{font-size:1.125rem}.terms-section li,.terms-section p{font-size:.9rem}}.terms-content{animation:fadeInUp .5s ease-out}@keyframes fadeInUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.nav-link:focus,.terms-section a:focus{outline:2px solid #ffd046;outline-offset:2px}@media (prefers-reduced-motion:reduce){.terms-content{animation:none}.nav-link{transition:none}}